As Independent Financial Advisers we have access to the entire market place of products and providers.

We can provide straight forward life cover for a fixed term or on a whole of life basis. Add-ons such as critical illness cover may also be available.

There are a number of reasons for considering life cover such as: –

Personal Cover

• Mortgage or loan protection
• Family protection
• Inheritance Tax cover

Business Cover

• Key Person Cover
• Shareholder Protection

We can advise on a suitable period of cover and amount of cover, but also make sure the proceeds are paid outside of the client’s estate so they are not liable to Inheritance Tax.

We also review existing plans to ensure they are still relevant for your needs.